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Impacted by Hail or Wind? Here’s What You Need To Know

04/01/2018 1:20 PM | CAI Rocky Mountain Chapter (Administrator)

By Joel Sebern, Lallier Construction, Inc.

A roof system is the most vulnerable part of a building's exterior. Extreme Colorado temperature changes, along with wind, rain, hail, and snow all affect a roof system's performance. 

Performance of a roof is based on good design, quality materials, proper installation, and a preventive maintenance program. Roof maintenance is critical to preventing roof problems and keeping the roof in watertight condition. Early identification and repair of roof problems will help provide a long lasting roof system.  

If your roof has been impacted by hail or wind, below are a few tips to help you through the process of restoring your roof system.

  • Prepare to file an insurance claim by gathering copies of your policy and call your insurance company as soon as possible after the event to request an assessment. The insurance company must determine if there is sufficient damage to the roof system to declare it a total loss or if repairs can be made
  • You should call a professional roofing contractor and ask for an inspection and repair or replacement estimate. If there are any discrepancies between the insurance adjuster’s findings and the roofing contractor’s findings, you may request a re-inspection from your carrier. During a re-inspection, the insurance adjustor meets with the roofing contractor to review your roof damage together. Re-inspections are common. 
  • Assessing hail damage is accomplished by a roofing inspection, which usually occurs several days to several months after the hail event. Determination of whether hail fell at a site may be made through statements and weather reports. Inspection of thin, aluminum fixtures helps verify hail impact. 
  • Hail damage to asphalt shingles includes granule loss, material removal at the edges of shingles and penetration. New asphalt shingles are more resistant to hail impact than older shingles because asphalt becomes more brittle with age. In cases of severe wood splitting, significant granule loss, shingle penetration and fracture, shingle replacement may be required.  
When storms damage your roof, dealing with the aftermath can be stressful. When it is necessary to hire a roofing contractor, be cautious about opting for the lowest bid. If it sounds too good to be true, it probably is. Price is only one factor in selecting a professional roofing contractor; professionalism and quality workmanship also must be considered. Take time to evaluate potential contractors before any roofing work begins.  A reliable and professional roofing contractor should meet the following criteria: 

• A permanent place of business 

• Experience with many styles of roof systems 

• Proof of insurance / license

• Quality company safety program 

• Evidence of industry professionalism such as proof of training and manufacturer certifications 

• Financial stability 

• Submit a written, detailed proposal

• Valid warranties on labor and materials

• References in Colorado (Proceed with caution if the contractor only provides out-of-state references) 

• Maintenance programs

**Please be aware of contractors who will only accept cash payments and “up-front payments” before materials are delivered to the site.

Lallier Construction, Inc. has been roofing in Colorado’s climate since 1989. We offer free consultations, inspections, and estimates at times that best fit your busy schedule.  Lallier Construction provides its services in both the Residential and Commercial Sectors. Services we provide are New Construction, Re-Roof, Warranty Claims and Insurance Claims.

(303) 585-0367

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